Discover various superior features of BNI credit cards that provide convenience, protection, and more benefits for users, from installments to exclusive services.
BNI credit cards come with various superior features designed to provide convenience, comfort, and more protection for its users.
With various services that support financial and lifestyle needs, BNI credit cards not only provide convenience in transactions, but also provide many benefits for cardholders.
Here are 10 interesting features offered by BNI credit cards that can help you manage your finances more effectively and safely.
1. BNI Installment: Easy Installments with Low Interest
One of the best features offered by BNI Credit Cards is BNI Installment, which allows you to change transactions into fixed installments with low interest.
You can choose an installment period ranging from three to 24 months, depending on your financial comfort. To activate BNI Installment, simply contact BNI Call at 1500046 or change the transaction to installments via the BNI Credit Card Mobile application.
This feature gives you flexibility in managing payments, so you can enjoy goods or services without worrying about direct payments.
2. BNI Rewards Points: A Profitable Loyalty Program
With the BNI Rewards Points program, every transaction you make with a BNI credit card will generate points that can be exchanged for various attractive prizes.
Every time you shop for Rp2,500, you will get one point, which you can then collect and exchange according to the available prize options.
The points collected can be used for one year or accumulated for use in the following year, giving you more options to get exclusive prizes.
3. BNI Bill Payment: Ease of Paying Bills
Pay your monthly bills easily through BNI Bill Payment. This feature allows you to pay various bills such as electricity, water, telephone, internet, and insurance directly from your BNI credit card.
With the autodebit feature, you no longer need to worry about late payments, because the bill will be automatically paid according to the schedule you have determined.
Not only that, every bill payment transaction will also add to your BNI Rewards points, providing double benefits in every payment made.
4. BNI PerisaiPlus & Premium Free Insurance Protection
BNI PerisaiPlus provides protection for BNI credit card holders with affordable premium fees. This protection covers the risk of death, disability (both temporary and permanent), and protection against more than 40 critical illnesses.
With a premium of only 0.69 % of your credit card balance, this feature offers a sense of security without having to worry about high costs. With this feature, you get protection without burdensome additional premiums.
5. BNI e-Billing: Easily Accessible Billing Information
Through BNI e-Billing, you will receive BNI credit card billing information directly to your registered email. This feature allows you to access billing information easily and quickly without having to wait for a physical bill.
To activate the e-billing feature, you only need to send an SMS or email according to the instructions given. This way, you can more easily monitor and manage your monthly credit card expenses.
6. BNI Tele Travel: Ease of Travel with BNI Credit Card
BNI Tele Travel makes it easier for you to plan your trips, both domestic and international. This feature allows cardholders to book airline tickets, hotels, holiday packages, and spiritual tours such as Umrah and Hajj.
In addition, BNI Tele Travel also offers assistance in processing travel documents such as visas and passports, as well as providing travel consultation services, ensuring your trip runs smoothly and comfortably.
7. BNI Airport Executive Lounge: Special Service at the Airport
Enjoy extra comfort while waiting for your flight by using the BNI Airport Executive Lounge facility.
BNI credit cardholders can access exclusive lounges at 10 major airports in Indonesia, including Soekarno-Hatta Airport in Jakarta, Ngurah Rai in Bali, and Sultan Hasanuddin in Makassar.
This facility provides a comfortable place to rest with complete facilities such as food, drinks, Wi-Fi, and a relaxing area that makes your trip more enjoyable.
8. BNI Mobile Services: Credit Card Transactions via SMS
With BNI Mobile Services, you can make transactions using BNI credit cards via SMS, allowing you to manage your finances anytime and anywhere.
This service can be used for various transactions, including purchasing goods or paying bills. Although there is a cost for sending SMS, this feature provides convenience because transactions can be done easily without requiring internet access.
9. 3D Secure Service: Maximum Online Transaction Security
Secure service is a security feature to protect your BNI credit card from potential risks of unauthorized online transactions.
This service uses a One-Time Password (OTP) sent to your registered mobile number, so only you can confirm the transaction. This feature helps ensure that every online transaction you make is well protected, so you can shop safely and comfortably.
10. BNI Promo and Exclusive Discounts
BNI credit cardholders can also enjoy various exclusive promos and discounts offered in collaboration with certain merchants and service providers.
Starting from shopping discounts at shopping centers, discounts on airline tickets, to special offers for restaurants and hotels. BNI credit cards provide many additional benefits for cardholders who like to shop or travel.
BNI credit cards offer a variety of very useful and profitable features for their users, from BNI Installment for easy installments, to BNI Rewards Points that allow you to get attractive prizes.
Coupled with various services such as BNI PerisaiPlus for insurance protection, BNI Tele Travel for easy travel, and security services such as 3D Secure, BNI ensures that you can enjoy a safe and comfortable financial experience.
With these features, BNI credit cards not only make financial management easier, but also provide many conveniences in everyday life.
Whether you are a traveler, online shopper, or just want to enjoy various other benefits, BRI Credit Cards offer a complete solution for your needs.